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Robert Ellis Estate Agents

30 years experience selling and letting properties in your area.

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Call us today
Long Eaton Sales
Long Eaton Lettings
Stapleford Sales
Stapleford Lettings
Beeston Sales
Beeston Lettings
Professional Commercial Department
The Mortgage Company
Accounts Department
Arnold Sales Lettings
Robert Ellis

IF YOUR BANK SAYS NO, WHERE DO YOU GO?

Our sister business The Mortgage Company offer mortgages from over 60 different lenders, these lenders offer varied criteria, varied credit assessments and the amounts you can borrow can differ hugely depending on your circumstances. One of our experienced advisors shares a recent clients experience with their bank and the troubles they had obtaining a mortgage through them.

“My client was selling his house and buying another. He had been with his current mortgage provider for 10 years. He never thought for a second that he would have any problems getting a mortgage for his new property, but when he approached his bank about a mortgage for the new home, they declined him. “Sorry, there’s an issue with your credit score but we aren’t allowed to tell you what it is” said the lender.

No further advice was given to him. He now thought he could not get a mortgage. He contacted his estate agent, Robert Ellis, to remove his property from the market and to pull out of the purchase of his new home.

The negotiator at Robert Ellis then said; “We know you love the property, why don’t you speak to one of our Mortgage Advisors before making your decision. The advice is free and they may be able to find you a solution”

He agreed.

After our initial meeting I was able to understand why his initial application had been declined. We have access to a ‘whole of market’ panel of banks and building societies so I was able to discuss his requirements at length on his behalf.

I began this process with the client a week and a half ago. He has already had his mortgage offer approved by a building society offering a competitive rate. He is now able to buy the house he loves that he nearly gave up on.”

Don’t take no for an answer. The fact that most banks and building societies rely heavily on credit scoring can be so frustrating to a lot of people wanting to buy a house but don’t give up if you have been turned down. There may be an option for you and if there is, we’ll help you find it.

Based on this clients experience you really have nothing to lose, call The Mortgage Company on 0115 951 8898 for your no obligation consultation.

We're fully accredited:

  • RICS
  • NAEA
  • Property Ombudsman

Registered Number: 4520936

VAT Number: 520579648

Robert Ellis Team

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